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Ramsey, America's trusted voice on money, is a National best-selling author and radio host. Learn to budget, beat debt, & build a legacy. Those who analyze the mortgage meltdown of 2007-2008 point the finger of blame in many directions. They say the Federal Reserve’s easy-money policy under Chairman Alan Greenspan made buying houses too easy for people who couldn’t afford them. All posts must make an attempt at humor. We won't remove posts where the humor is crappy or unfunny (that's a subjective judgement), but every post must make at least some attempt at humor. And according to a 2007 profile in the Boston Globe Magazine, the NACA program had a 90-day delinquency rate of 1.15%, compared to a national rate of 2.95%. Demanding Requirements What explains NACA’s success in getting high-risk borrowers to pay their mortgages on time?
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